Best Cashback Apps for Massive Savings | Top 5 Reviewed for 2024

The best cashback apps will help you save money on a variety of purchases, including shopping and everyday essentials, as well as gas, travel, hotels, and rental cars. The best rebate apps offer a range of discounts and savings opportunities, including earning coupons and promo codes by playing games and watching videos at home.

That said, it can be challenging to determine which cashback app is the best choice. To help you make an informed decision, we’ve rounded up and reviewed the best cashback apps based on factors such as the cashback rate offered, referral and sign-up bonuses, and overall customer satisfaction. Read on to learn how apps like Upside and QuickRewards can help you save big.

The Best Money-Back Apps in 2024 | Top 5 Shortlist

Upside is easily the best cashback app in 2024 due to its diverse cashout options, extensive coverage of locations, user-friendly search functions, excellent customer support, and intuitive app design. However, the competition is stiff. See for yourself:

1. Upside — Overall, the Best Cashback App in 2024 | Earn Cashback Offers & Promo Codes on Purchases Now.
2. QuickRewards — The Best Cash Back App to Earn Rebates and Extra Cash By Playing Games & Watching Videos.
3. TopCashBack — One of the Best Rewards Apps that Doesn’t Charge Any Commissions on Cash Rewards.
4. BeFrugal — Leading Cashback App With Generous Promo Codes and Cash Back Deals.
5. iBotta — A Popular Cash Back Deals Provider for Both Online and Offline Purchases.

Top 5 Cashback Apps| In-Depth Reviews

Eager to know more about the best cashback apps? Below we’ll provide detailed information about our top recommendations, including their best features, pros, and cons. Gear up, and let’s dive right in.

1. Upside — Overall, the Best Cashback App

Upside will help you earn cashback from over 50,000 stores in the country. Having partnered with some popular brands like Domino’s, Casey’s, and Papa John’s, it’s an excellent way for both customers and businesses to take home some cash.

First things first, the app is straightforward to use. Once you download it, you’ll get a list of retailers that are currently offering a cashback offer. You can also narrow down the search to just stores nearest to you with Upside’s location-based search tool.

Paying, too, is straightforward with Upside. Once you’re at the checkout, simply show the cashback offer at the counter and pay a reduced price as you normally would.

For those that don’t want to pay through a cashback app, Upside offers the perfect solution — just submit your receipt in the app and take home rewards via PayPal, paper checks, or e-gift cards. You can also use a combination of all three payout methods.

Upside’s cashback service covers all major daily purchases such as gas, grocery, restaurants, and convenience stores. Just remember that the cashback on restaurants isn’t valid if you buy through third-party services like Doordash and Uber Eats.

Having said all this, the best thing about Upside is that you don’t need to have a huge amount in your account to request a payout. As soon as the balance hits $10, you can cash out the reward and get going with your next purchase.

2. QuickRewards — The Best Cash Back App to Easily Earn Rebates and Extra Cash

QuickRewards is one of the oldest cashback apps. Established in 2002, it’s paid over $7 million in cash back to its users and has partnered with over 50 popular US brands.

Our favorite thing about QuickRewards is that joining the platform is completely free. While many cashback apps require you to pay to earn cash back, QuickRewards has no such demand — it’s completely legit and free.

What’s more, there’s no limit on how many offers you can sign up for each day so try out as many coupons as you want. Plus, you can also cancel your membership anytime you want.

Speaking of earning potential, QuickRewards offers a few other options alongside shopping which include playing games, completing surveys, watching videos, and more.

This way, you earn exciting cashback offers even when you’re not spending any money. Rewards are earned in Quick Points, which are ultimately converted to cash. Here’s how it goes:

Unlike Upside, which offers multiple payout methods, QuickRewards only works with PayPal and gift cards. But on the plus side, there’s no minimum amount for payout.

So even if you have $2 in your QuickRewards account, nothing’s stopping you from cashing it out.

If you choose PayPal, you can make up to 2 transactions a day. Besides this, if you’re choosing gift cards, you can either get them for Amazon or have the physical copy mailed to you — whichever works best for you.

3. TopCashBack — One of the Best Rewards Apps that Doesn’t Charge Any Commissions on Cash Rewards

TopCashBack’s approach to cashback is slightly different. Unlike Upside, you can’t show the coupons at the checkout of your favorite store. Instead, if you want to earn rewards, you have to shop directly through their website or app.

Let’s start with installation and set-up, which, again, is quite simple. You either download the mobile app to get started right away or install its browser extension and connect it to Google Chrome or Firefox.

If you have the browser extension, you’ll also get real-time updates on best offers and cash backs before you start shopping so that you don’t miss out on any promising reward.

As you start earning cashback, you can also find coupons and deals for in-store shopping. Since you’d already be enjoying cashback rewards, an additional coupon will further inflate your savings.

Speaking of TopCashBack’s shopping category, it covers a wide range of online stores. Starting from clothing, groceries, and electronics to home and garden, you can buy anything you want through its native platform and earn exciting rewards.

With that said, TopCashBack’s biggest USP is that it doesn’t take a single penny from your reward or commission.

While other popular cashback apps only offer you a small percentage of their earnings from the retail partners, TopCashBack is perhaps the only platform to give you 100% commission, which further drives up your earning potential.

4. BeFrugal — Leading Cashback App With Generous Promo Codes and Cash Back Deals

BeFrugal is known to offer some of the highest cashback offers (up to 40%) across 5,000+ popular stores, including big names such as Walmart, Target, and Amazon

For more savings, BeFrugal offers bonus cashback rewards on top of their regular cashback offers, which are limited-time promotional offers on selected stores that are higher than the regular cashback offers.

If you don’t want to spend time looking for the best deals of the day, ask BeFrugal. That’s right, BeFrugal has a separate section for “Today’s Top Deals,” where you’ll find which brands are offering the highest cashback offers for the day.

The best part is that its coupon and cashback service isn’t just limited to online shopping — you also get a wide variety of printable coupons for in-store shopping and restaurants for multiple brands and outlets.

However, it’s important to note that these coupons are like any other coupons you’ll find on other cashback sites. None of these are unique to BeFrugal.

On the plus side, though, since all the offers are integrated into the platform, when you look up one retailer, all the offers (both online and coupon code) will be available at once — you won’t have to look for them separately.

You’ll also love its super intuitive browser extension that keeps notifying you about the best deals and coupons for the websites you’re visiting. You’ll save so much time.

Instead of looking for cashback offers every day, they’ll be brought to you automatically every time you’re shopping online.

5. iBotta — A Popular Cash Back Deals Provider for Both Online and Offline Purchases

iBotta is a rather small cashback app with only 300+ retailers. However, it has lots to offer, and the best part is that shopping with iBotta is as simple as it can get.

For example, if you want to earn rewards on online shopping, you can go through its list of the best deals on online retailers for the day, pick your favorite offer and click on “Shop.”

iBotta will automatically take you to that particular retailer’s website from within the app, and you can place your order. The benefit of shopping online is you don’t have to upload any receipts, and the cashback is added to your account automatically.

On the other hand, if you were shopping offline with iBotta coupons, you’d either have to upload the receipt within 7 days or connect the brand’s loyalty card to the app to claim your cashback.

Speaking of payouts, iBotta has a higher threshold of $20. That said, it’s also one of the few cashback apps that let you withdraw your earnings through Venmo along with PayPal and direct bank deposits, so that pretty much offsets the $20 limit.

As a new user, you can also get a welcome bonus of $20 for completing simple tasks. Here’s how. Redeem:

It’s the quickest way to earn your first $20 payout. To make some extra cash, bring your friends on board through your referral code and make an easy $12/user.

Best Cashback Apps | Compared

You might not have the time to read through each of our detailed reviews to find an ideal cashback app. To make comparing easy, we’ve highlighted the key difference between our top picks in a crisp table below to help you arrive at a decision quicker:

What is a Cashback App?

A cashback app is an application that lets you earn cash rewards, discounts, or other incentives when purchasing at participating stores or merchants.

These rewards are often given as a percentage of the purchase price and can be redeemed for cash or used to offset future purchases. Some cashback apps also offer additional rewards for completing certain activities, such as referring the app to friends or taking surveys.

Many are free to download and use, and can be a great way to save money on everyday expenses or earn extra cash on the side.

Incorporating cash-back apps into your financial strategy is a smart way to save money and grow your wealth over time. By automating your finances and using cash-back apps, you can develop a saving routine to help you reach your financial goals.

Why is A Cashback or Rewards App a Must-Have?

Still not convinced that you need a cashback app right away? Here are some ways in which cashback or rewards apps can be beneficial:

They Help Save Some Extra Money

Cash-back apps are an easy and effective way to save money and earn back a portion of your everyday purchases. With that said, many of the best cash-back apps are free and can be a valuable addition to your finance routine.

Over time, these small amounts of cashback can add up and help you save significant money on your purchases.

Additionally, some cash-back apps offer additional discounts or special offers on specific products or at certain merchants, which can further help you save money.

They Offer Additional Rewards

In addition to earning cashback on purchases, many cashback apps also offer rewards and points systems that allow users to make additional discounts on future purchases.

You can redeem these rewards and points for various perks, such as discounts on specific products, free shipping, or other special offers. By actively participating in these programs and using them to your advantage, you can save a significant amount of money over time.

They Are More Convenient

When you use a cashback app, you don’t have to worry about keeping track of receipts or manually claiming your cashback.

The app automatically tracks your purchases and credits the cashback to your account. This means that you can focus on shopping and enjoying your purchases without having to worry about the process of earning cashback.

Things to Look for in the Best Cashback App

When choosing a cashback app, there are several factors to consider when deciding on the best one for your needs; this includes:

Types of Cashback Apps

Various cashback apps offer different features and benefits. These include:

Some apps offer cashback at various retailers, while others are more specialized, such as those that only offer cashback at grocery stores or gas stations. Choosing an app that aligns with your shopping habits and needs is important.

Features

When choosing a cash-back app, it’s essential to consider the offered features and how they align with your needs.

Some apps may have notification features that alert you of new cash-back offers or other relevant information, which can be helpful if you want to ensure you don’t miss out on any opportunities to save.

Some apps offer additional ways to earn cash back, such as through surveys or referring friends. Others may have features like price tracking or price comparison tools to help users get the best deals.

Rewards

What rewards does the app offer, and how do they align with your spending habits?

Some apps offer cashback on specific purchases, while others offer a more general percentage back on all purchases. Do your homework and choose the one that offers the most reward to earn extra bucks.

Pricing

Most cashback apps are free to use, but some may charge a subscription fee or have other costs associated with using the app.

Understand any fees or charges before signing up for an app. By carefully reviewing the pricing and terms of a cashback app, you can ensure that you’re getting the best deal and can maximize your cashback earnings.

Cashback App FAQs