This comparing card game has long been popular at both land-based and online casinos. And today, you will find that there are a number of sites in PH that feature a variety of baccarat online games such as baccarat banque and baccarat squeeze, for example.
On this page, we will explain exactly how this online game works at top casinos in the Philippines. So, if you’d like to learn about everything from the different variants and casino bonuses to popular casino payment methods and winning baccarat strategies then this is the guide for you.
Top Baccarat Online Casinos in the Philippines in December 2024
- All
- Crypto
- Telegram Casino
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With 41.5% of players in PH participating in games of chance, it’s no wonder online casinos are becoming increasingly popular. As each year passes, more and more online gambling sites are starting to work their way onto the internet and with this many options available it can become tricky to determine which ones are the best specifically for baccarat fans. The good news is that we’ve gone ahead and compared a number of different sites to provide you with the best options for baccarat players in PH.Best Online Baccarat Casinos in the Philippines 2024 Ranked
Top Baccarat Casinos in PH Reviewed
Now that you’re aware of which 10 sites are the best for players in the Philippines, let’s take a closer look at why our top 5 baccarat online casinos managed to work their way to the top of the list.
1. Jiliko: No.1 for Baccarat Games in the Philippines
Overall Rating: 4.8/5
Founded in 2020, Jiliko is a PAGCOR-licensed casino that caters well to baccarat players in the Philippines. Filipino players can make payments in both GCash and GrabPay, while games come from recognized developers known for providing some of the best games in the industry. Their site is compatible with a range of mobiles, and thanks to security features such as Secure Socket Layer (SSL) encryption and firewalls you can rest easy knowing that you’ll get to enjoy your games on a platform that is safe and secure. You can deposit and withdraw as little as ₱100, while a variety of promotions are on offer too. After signing up, you can operate in both Tagalog and English and the casino is also active on both Facebook and Telegram.
Baccarat at Jiliko: 4.8/5
The likes of JILI, R88 and PS deliver video baccarat titles at Jiliko Casino. Meanwhile, live variants come from the studios of Evolution Gaming, Sexy Baccarat and Dream Gaming. As such, there is no shortage of options for those looking to play this popular comparing card game.
Bonus Offers: 4.7/5
The welcome offer at Jiliko means that new players can earn a 300% bonus up to ₱300. With realistic wagering requirements, this offer will appeal to many in the Philippines. Meanwhile, a host of additional promos are found, including reload bonuses and cashback offers.
| Welcome Offer | Wagering Requirement | Min Deposit | Max Withdrawal | Payment Methods |
| 300% Welcome Bonus up to ₱300 | 20x | ₱100 | ₱500 | GrabPay, GCash, Banking |
Pros
- Good variety of baccarat titles
- Local payment methods accepted
- Mobile-friendly
- Range of bonuses
Cons
- Cryptocurrencies not accepted
2. Plae8: Top Baccarat Mobile App for iOS & Android
Overall Rating: 4.7/5
Dating back to 2014, Plae8 is another PAGCOR-licensed online casino that features baccarat. As well as GCash and GrabPay, players in the Philippines can deposit and withdraw funds using Bitcoin and other cryptocurrencies. Meanwhile, an efficient mobile app is also available to download on iOS and Android devices. Games come from the likes of Microgaming, NetEnt, Play’n GO and Evolution Gaming, meaning that players are guaranteed an entertaining experience at Plae8.
Baccarat at Plae8: 4.7/5
At Plae8, you will find both video and live dealer baccarat games. As with most online casinos, you will not find as many baccarat titles when compared to roulette or blackjack. However, the quality of baccarat titles at Plae8 does help the casino to stand out. As with Jiliko, you can play for real money or for free thanks to demo modes.
Bonus Offers: 4.7/5
Plae8 also offers one of the most attractive welcome bonuses around. After registering an account, you can claim a 250% deposit bonus worth as much as ₱3,000. Spread over three deposits, newcomers can earn as much as ₱2,500,000 from this promotion. Existing customers can also take advantage of reload bonuses, cashback offers and VIP rewards.
| Welcome Offer | Wagering Requirement | Min Deposit | Max Withdrawal | Payment Methods |
| 250% match bonus up to ₱3,000 | 15x, 20x, and 35x (deposits 1 – 3) | Approx ₱800 | ₱2,500,000 (Titan VIP) | Tether, Bitcoin, Tether, GrabPay, GCash, Metrobank PayMaya |
Pros
- Mobile app on iOS and Android
- Range of bonuses
- Cryptocurrencies available
- Real money and free Baccarat online
Cons
- Casino site slightly outdated
3. 22Win: Great Selection of Virtual & Live Baccarat Titles
Overall Rating: 4.7/5
22Win went live in 2020, with this online casino catering solely for players in the Philippines. With over 2,500 games in all, players can look forward to betting on a handful of baccarat titles. Completely safe and secure, 22Win offers 24/7 live chat support, GCash payments, a VIP program and a downloadable app. Again, their casino site is available to view in English and Tagalog.
Baccarat at 22Win: 4.7/5
Three versions of video baccarat are available at 22Win. They come from RICH88, KM and BGM, with all featuring demo modes. Live baccarat is also on offer, with games here being delivered by Evolution Gaming, Ezug and other well-known developers.
Bonus Offers: 4.7/5
Another area in which 22Win excels is bonuses. New players can claim a welcome bonus worth as much as ₱25,000. With just 15x wagering requirements, this offer will appeal to both beginners and high rollers. Meanwhile, regular VIP rewards and ongoing promos help to keep existing players satisfied.
| Welcome Offer | Wagering Requirement | Min Deposit | Max Withdrawal | Payment Methods |
| 100% bonus up to ₱25,000 | 15x | ₱100 | N/A | GCash, Bank Transfer |
Pros
- Good range of baccarat options
- 24/7 live chat customer service
- VIP program
- Quick withdrawals
Cons
- Low number of accepted payment methods
4. EU9: Generous Bonus Offer for New PH Players
Overall Rating: 4.6/5
Also launched in 2020 was EU9. The casino is licensed by both PAGCOR and Curacao eGaming. UnionBank, GCash and Bank Transfer are the accepted payment methods, while games come from top developers. As well as thousands of slots, baccarat is available to play on all platforms. There is a mobile app to download on iOS and Android, while live chat support is also found. With a range of promotions and a VIP program too, it is easy to see why EU9 made it into our top 5.
Baccarat at EU9: 4.6/5
JILI, KingMaker and QTech are among the developers to offer video Baccarat at EU9. Meanwhile, live versions are accessible thanks to Evolution Gaming, Ezugi, Sexy Baccarat and other software providers. Most players will find the Baccarat options available satisfactory. This is because varying minimum/maximum bets are available.
Bonus Offers: 4.7/5
Again, an appealing welcome bonus is available at EU9. New players can claim up to ₱2,000, with realistic 7x wagering requirements having to be overcome. Meanwhile, new ongoing promotions are introduced monthly. Daily cashback is found, along with reload bonuses and a referral bonus.
| Welcome Offer | Wagering Requirement | Min Deposit | Max Withdrawal | Payment Methods |
| 99% Welcome Deposit Match Offer Up To ₱2,000 | 7x | ₱200 | N/A | GCash, Bank Transfer |
Pros
- Good number of Baccarat titles
- Daily cashback offer
- Easy to use mobile app
- Live chat support
- Live chat support
Cons
- Outdated casino design
5. PG Asia: One of the Best New Online Casinos for Baccarat
Overall Rating: 4.6/5
Having only gone live in 2023, PG Asia may be a baccarat casino that you are unfamiliar with. Regulated in the Philippines, players will find titles from leading developers, along with 24/7 customer service and fast withdrawals. There is an app available for Apple and Android users too, with PG Asia also being active on Facebook and Telegram.
Baccarat at PG Asia: 4.6/5
Table games at PG Asia come from Microgaming, with just one video baccarat title being found. Meanwhile, live Baccarat can be played through Evolution Gaming, Dream Gaming, Sexy Baccarat and WM. All games are mobile-friendly, with video versions being available in demo mode.
Bonus Offers: 4.7/5
The welcome bonus at PG Asia is worth up to ₱300. While not being the most generous in terms of the maximum bonus amount, it will appeal to beginners in particular. A host of ongoing promotions are also available, including daily deposit bonuses and cashback.
| Welcome Offer | Wagering Requirement | Min Deposit | Max Withdrawal | Payment Methods |
| 100% deposit bonus up to ₱300 | 15x | ₱100 | ₱500 | GCash, PayMaya |
Pros
- Good customer support
- Mobile app
- Quick withdrawals
- One of the best new online baccarat casinos
Cons
- Low number of software providers
How to Choose the Best Philippine Casinos With Online Baccarat
The number of online baccarat casinos available in the Philippines is increasing fast. As such, it can be difficult for players to know where to place bets. When making your decision, ensure that you consider the following factors.
Baccarat Variants
It is always great to have a range of baccarat games to choose from. Punto Banco is the version of baccarat most commonly associated with online casinos. However, you will also potentially find baccarat squeeze and other variants. The best sites feature both software-based and live casino games, coming from leading developers. This is the case at Jiliko, which is one of the reasons it managed to secure the top spot on our list.
Betting & Transaction Limits
Casinos will set betting limits, which generally cater for both beginners and high rollers. However, ensure that your needs are met in this area too before signing up. Meanwhile, consider how much you are able to deposit and withdraw too. At Plae8, there are no deposit limits. Meanwhile, you can withdraw up to ₱250,000 per day.
Mobile Experience
Online baccarat in the Philippines should also be accessible to mobile players. Whether through your chosen mobile browser or a dedicated app, bets can generally be placed on all smartphones and tablets. With an efficient mobile casino app available to iOS and Android users, 22Win scores well here in particular.
Baccarat Bonuses
Part of the appeal of baccarat online is the bonuses offered by casinos. New players will generally find a welcome bonus. Meanwhile, ongoing promotions and VIP rewards reward those who regularly deposit and place bets. With a 99% deposit bonus and a variety of ongoing deals, EU9 is the standout casino for promotions.
Baccarat Tournaments
One way in which you can make online casino baccarat more exciting is to enter tournaments. Here, you go head to head with other players, in the hope of winning cash and other prizes. You may need to pay to enter tournaments, however, there are some that don’t require an entry fee. Those who find themselves at the top of the leaderboard at the end of the tournament will likely reap the rewards. Regular tournaments are available at Lucky Block, as well as other casinos.
Top Online Baccarat Casinos Compared
At a glance, it may seem like all of our recommended online baccarat casinos are the same. However, they each offer something unique when it comes to casino bonuses and baccarat variants. To show you what you can expect to find when you decide to register at our recommended sites, we’ve provided a little more information about each below.
| Casino | Welcome Bonus | No. of Baccarat Variants | No. of Online Baccarat Games | Mobile Baccarat | Baccarat Promotions |
| Jiliko | 300% Welcome Bonus up to ₱300 | 2 | 2 | ✅ | ✅ |
| Plae8 | 250% Up To ₱3,000 | 2 | 3 | ✅ | ✅ |
| 22Win | 100% Welcome Up To ₱25,000 | 2 | 3 | ✅ | ✅ |
| EU9 | 99% Welcome Deposit Match Offer Up To ₱2,000 | 1 | 2 | ✅ | ✅ |
| PG Asia | 100% deposit bonus up to ₱300 | 1 | 1 | ✅ | ✅ |
| W19 | 100% Welcome Bonus Up To ₱19800 | 1 | 1 | ✅ | ✅ |
| 20Bet | 100% Up To ₱7,000 + 120 Free Spins | 2 | 3 | ✅ | ✅ |
| Lucky Block | 200% Bonus Up To $10,000 + 50 Free Spins | 2 | 3 | ✅ | ✅ |
| AW8 | Welcome Bonus Up To ₱14,761 | 1 | 2 | ✅ | ✅ |
| BC.GAME | Welcome Bonus Up To ₱1,100,000 (Or 1 BTC) | 2 | 2 | ✅ | ✅ |
How to Start Playing Baccarat Online in the Philippines
Playing baccarat online is now very simple and to show you how quick and easy it really is we’ve provided a set of easy-to-follow steps to help you get started.
Step 1: Visit the Casino
Having chosen your preferred casino, enter the website in question. In some cases, you may be able to download a mobile app instead. Spend some time getting to grips with the design of the casino, including how baccarat games are accessed. When you are happy, it is time to register an account.
Step 2: Sign Up
Click/tap on the “Register” button. Create a username and password before entering your mobile number and verification code. If you have one, you can also provide your referral code at this stage. Agree to the Jiliko terms and conditions and select “Register” at the bottom of the page.
Step 3: Deposit Money
Login to your account using your username and password. Select the “Deposit” option on your account and select one of the accepted payment methods. Enter the relevant details, along with the amount that you wish to deposit. Confirm the transfer and wait for funds to reach your account. If you have met the qualifying requirements, you will also receive your welcome bonus within a matter of hours.
Step 4: Place Bets
Make your way to the casino lobby and select the tab labeled “Other Games” to begin playing exciting online baccarat games.
Is There a Winning Strategy for Online Baccarat?
Unfortunately, even the best baccarat strategy will not guarantee that you are successful. However, it is important to have some sort of system in place before you start betting for real money. For example, many players believe that backing the banker’s hand is the answer.
There are three possible bets in baccarat. You can wager on the player’s hand, banker’s hand or a tie. The banker’s hand has a house edge of 1.06%, compared to 1.24% and 14.36% for the player’s hand and tie, respectively.
As such, simply backing the banker’s hand each time is a simple and popular strategy. Here we cover one of the most popular strategies used by baccarat players in the Philippines.
Martingale Strategy
Although the Martingale system is used by investors, the strategy has worked wonders for baccarat players as well. In baccarat, the system is designed to get as close as possible to the Return to Player in the long run. This means that a specific hand is bound to win at some point. Keeping that in mind, it is recommended to stick to one hand with each bet.
So, for example, let’s say you wager ₱100 on the banker’s hand and you lose, you should stick to betting on the banker’s hand and wager double your bet amount next which, in this example, is ₱200. For each bet lost, you will double your previous wager until you win. Once you win, simply go back to the beginning and wager your initial bet amount of ₱100.
The system is designed to recover any losses at the end of the cycle and provide you with a profit as well. However, you should note that it is possible to face quite a long losing streak before you reach that point which is why we recommend using this strategy only if you have a large enough bankroll to see you through the cycle.
How Baccarat Works at Online Casinos in the Philippines
Now, if you’re new to the online gambling scene you’ve probably found yourself asking “What is baccarat” The good news is that this game is known for its simplicity and the rules are easy to learn. With this comparing card game, you go up against the banker. There are just three possible outcomes, player win, banker win or tie. Punto Banco is the most common variant of baccarat online and baccarat comes with a low house edge, making it an appealing game for many.
Players will start by placing their bets. The player and the banker are then dealt two cards. The objective is to form a hand with a total value as close to 9 as possible. Tens and face cards are worth 0, with aces being worth 1. All additional cards come in at face value. Should your hand total over 9, 10 is subtracted from it and a third card is drawn in some circumstances.
Baccarat Odds and Payouts
It is important to note the potential payouts when playing baccarat. Odds on a banker win bet sit at 45.85%, with a payout of 1:1. Meanwhile, 5% commission must be paid, Elsewhere, the chances of winning a player bet sit at 44.63%. Here, the payout is also 1:1. Finally, the tie outcome has a probability of 9.51%. As a result, the payout is 8:1 or 9:1, depending on the casino.
| Bet Type | Odds | Payout |
| Player Hand | 44.62% | 1:1 |
| Banker Hand | 45.86% | 19:20 |
| Tie Outcome | 9.52% | 8:1 or 9:1 |
Baccarat Terms You Need to Know Before You Start Playing
If you are new to Baccarat, then there are some words and phrases that you will quickly need to familiarize yourself with. The following are among the most important.
- Action – The total amount of money bet on a single round or complete session.
- Banco – The Spanish word for “Banker” or “Bank”.
- Banker Bet – One of three possible bets when playing baccarat. Here, you are backing the banker’s hand to win.
- Bankroll – Your budget.
- Down Card – Also known as a “hole”, this is a card that is face down.
- Hand – The cards that are active during a round.
- La Grande – The best possible hand – a natural 9.
- La Petite – Natural baccarat with a total of 8.
- Player Bet – Paying out at 1:1, another possible bet.
Punto – Spanish for “Player”. - Push – Also known as a “Standoff”, this is when the player and banker have the same total. Another round is played using the stake.
Different Baccarat Variants Available Online
The online gambling market has grown exponentially over the years which is clear to see when you consider that the number of players in the Philippines alone is expected to reach 4.31m by 2027. Many online gamers have walked away with impressive wins by playing online casino games such as baccarat, for example.
In fact, back in 2020 an online player from the Philippines won ₱15,000,000 from placing a bet of just ₱3,000 on speed baccarat. However, this variant isn’t the only one that could see you walking away with an impressive win. Below we’ve covered some of the most popular and rewarding baccarat games available to players in PH.
Baccarat Banque
This is the most common type of baccarat in Europe. Featuring three decks, baccarat banque offers the chance for players to act as the banker. As such, it is not commonly found online. You can challenge the banker by wagering against them.
Chemin de Fer
Also popular in Europe is Chemin de Fer. Traditionally, it is played on a large table, seating up to 14 players. It is not that common and is often only found in VIP sections of land-based casinos. Players can also act as the banker with this variant.
Mini Baccarat
Played on a smaller table, mini baccarat normally involves a maximum of seven players. The dealer is in charge of everything, with players not having the chance to operate as the banker. Up to 200 hands per hour can be played.
Punto Banco
Similar to mini baccarat, punto banco also uses the dealer to handle everything. It is the variant that is most commonly associated with online casinos and three dealers are used in this variant.
Payment Methods Available at Baccarat Casinos in the Philippines
While it is possible to play baccarat for free, you will need to deposit money if you wish to make a profit. The best online casinos in the Philippines accept a variety of local payment methods. All are safe to use, while generally facilitating quick transfers too. Below, we take a closer look at the most common payment methods at casino sites in the Philippines:
Traditional Methods
At selected casinos, you can use credit and debit cards to deposit and withdraw money. Visa and Mastercrd are the most common, with local banks also being accepted. Those using bank cards can look forward to quick, secure and convenient payments. However, you will need to add your card details to your online casino account.
e-Wallets
GrabPay, PayMaya and GCash are among the e-wallets and mobile payment methods available to players in the Philippines. Skrill, Neteller and PayPal may also be available. E-wallets are the preferred choice for many players, given their speed and usability. Instant withdrawals are occasionally available through this method of payment.
Cryptocurrencies
Bitcoin, Ethereum, Tether, Litecoin and Dogecoin are among the cryptocurrencies now available with online casinos. Digital currencies are increasingly common, being popular due to their safety, speed and anonymity.
Playing Free Online Baccarat in PH
At our recommended casinos, it is possible to play free baccarat. Whether you are a beginner looking to learn the ropes or you’re simply looking to play for fun, demo mode is worth taking advantage of.
It is recommended to play for free before switching to real money gambling as the gameplay is the same with both and it will allow you to become more familiar with the rules and what you can expect in terms of payouts.
The Best Real Money Bonus Offers for Baccarat Online
The beauty of playing baccarat online is that you can claim multiple bonuses along the way. Each bonus comes with unique terms and conditions. With the best casinos, both new and existing players can find an offer to suit their needs. The following are the most common promotions found at baccarat sites in the Philippines.
Deposit Bonus
The most common form of welcome offer with online casinos is a deposit bonus. As the name suggests, you will receive a reward after adding funds to your account for the first time. You will likely need to overcome wagering requirements before you can withdraw any winnings. At 22Win, a 100% deposit bonus worth up to ₱25,000 is available.
Reload Bonus
The most common form of bonus for existing players is a reload bonus. It is used by casinos as a way to reward loyalty. For example, Plae8 offers a daily reload bonus worth 10%, up to a maximum of ₱1,500.
Cashback
Another increasingly common casino promotion is cashback. When offered, players can earn money back on net losses or money bet. At EU9, players depositing with a cryptocurrency can get 3% daily cashback up to USDT 999.
VIP Rewards
The majority of online casinos now also feature a VIP program. Here, you can earn regular rewards, including free spins, faster payouts, a birthday bonus and a dedicated account manager. The more you deposit and bet, the more appealing the rewards will be.
Live Baccarat at Online Casino Sites
The majority of online casinos now feature live baccarat. Streamed from studios around the world, the likes of Evolution Gaming, Ezugi, Sexy Baccarat and Dream Gaming are among the developers to look out for. Live baccarat is realistic and entertaining, with human dealers being used.
You can play live variants day and night, with all games being completely fair. While the gameplay is slower than software-based baccarat, live versions remain hugely popular. They are the best alternative to entering a land-based casino.
Playing Baccarat Online Using Mobile Devices
A survey conducted by Rakuten Insight in 2022 revealed that 94% of online gamers prefer using mobile devices. This is why you will find that the best baccarat casinos have ensured that players have access to their favorite games on both desktops and mobile devices.
Many of our top ranked casinos have developed their own app which can be downloaded directly from the website while others have designed their site to run smoothly using your preferred device’s browser.
Bottom Line on Baccarat Online
Baccarat is a game that dates back centuries. However, thanks to online casinos, it is available to play daily no matter where you are or what time it is. Players in the Philippines have a variety of sites to choose from, with the best ones being listed in this guide.
You can earn bonuses along the way and players are able to take advantage of different payment methods, features and tournaments. Jiliko is our top pick for those looking to enjoy baccarat online in PH. Here, you will find a number of entertaining baccarat titles along with a generous welcome bonus and mobile app.