XRP Price Prediction: Potential Highs and Lows

Take a look at our ripple price prediction guide to find out how this coin could perform in 2025, 2026, and 2030. We’ll base our speculation on factors that could drive the price of $XRP. We’ll also take into consideration its price history and its current state. We’ll finish our guide by showing you how to buy XRP, and we’ll list the reasons why people invest in this coin to help you make an informed decision.

Ripple Price History

The idea for ripple was formed in 2004, long before cryptocurrencies became mainstream. Ripple officially launched in 2012, and it immediately attracted attention from banks and other financial intermediaries.

The coin’s first bull run occurred in December 2017, when its price soared by over 1200% in weeks. This led to XRP reaching its ATH of $3.84 on January 4, 2018. However, this didn’t last long since its price fell below $1 in February, while its average price during 2018 stood at $0.6569.

If we look at the XRP price chart, we’ll notice that its value started to rise again at the end of 2020. On that note, XRP experienced an 184% increase, followed closely by a 795% surge. Yet, it failed to sustain this bullish momentum as the crypto market entered bearish sentiment in 2022. In 2023, XRP’s average value stood at $0.5120.

Current Price

As of August 29, 2024, XRP trades at $0.5746. Its market cap stands at $32 billion, while its 24-hour volume amounts to $1 billion. During August, its average price stood at $0.5740, while its highest and lowest values reached $0.6418 and $0.4327, respectively. According to the Fear and Greed index, XRP is currently in the neutral zone.

That said, once the SEC vs. ripple lawsuit ends, XRP could once again become a go-to crypto investment among investors. On August 7, 2024, the court ordered Ripple Labs to pay a $125 million fine, after which the price of XRP jumped by 26%. Moreover, between August 26 and 27, crypto whales purchased more than 50 million XRP tokens, which shows that the interest in this coin is still strong. 

Ripple’s developers also started testing their stablecoin, Ripple USD, by burning 185 RLUSD tokens. Although this stablecoin is yet to become available on crypto exchanges, its success could boost the price of XRP.

Potential Highs and Lows of $XRP Price

Take a look at our ripple price prediction table for 2025, 2026, and 2030.

Ripple Price Prediction 2025

Given the information presented until this point, it’s natural to think that XRP could be one of the most undervalued cryptos in the market at present. Many analysts would agree with this assessment, as RippleNet already has numerous major partners, even considering the company’s legal issues.

According to Ripple’s website, the network is used by hundreds of companies in over 55 countries. These companies include household names such as Santander, Bank of America, and Itau Unibanco. Ultimately, this gives XRP tremendous credibility — and could lead to further partnerships in the future.

The SEC vs. ripple lawsuit could finally end in 2025, which will help XRP gain attraction again. Moreover, if RLUSD gets listed on crypto exchanges in 2025, the demand for XRP could increase. However, XRP is still considered ‘centralized,’ given that Ripple Labs controls it. This is why we believe this coin could trade between $0.5378 and $0.926 while its average price could be $0.7032.

Ripple Price Prediction 2026

Our ripple price prediction for 2026 is quite optimistic. On that note, we believe that XRP could reach the $1 mark at the beginning of the year, while by the end of the year, this coin could reach its new ATH. There are several indications that this may happen.

First of all, RippleNet will probably continue to create partnerships with notable companies. Secondly, the effects of the fourth BTC halving could be visible at the beginning of 2026, as was the case with the 2020 BTC halving event. With that in mind, one year and six months after the 2020 BTC halving, all altcoins reached their ATH. This also happened to XRP, whose price surged in 2021.

In addition, many crypto analysts believe that during 2026, BTC could reach its new ATH of $90,000. If this happens, XRP could also reach its ATH of $3.95. Even if the market is bearish, XRP’s potential low could exceed the $1 mark, while its average price could amount to $2.17.

Ripple Price Prediction 2030

XRP has a total token supply of 100 billion, of which around 56.18 billion are currently in circulation. By 2030, the number of tokens in circulation will decrease significantly, which will lead to increased demand.

Key factors shaping XRP’s price in the upcoming years include the outcome of the SEC lawsuit, collaborations with financial organizations, widespread use, and the central bank’s foray into CBDCs.

If cryptocurrencies remain popular, XRP could become one of the most frequently used digital currencies within the financial sector. Some analysts even believe that Ripple could replace SWIFT. Why? Ripple processes transactions in 3-5 seconds, while SWIFT takes up to five days. 

Ripple’s stablecoin could also help XRP gain more users, as well as its AI integration. With that in mind, XRP’s potential low in 2030 could amount to $4.07, while its potential high could reach $6.75. However, it’s most likely that XRP will trade at around $5.19.

What Drives the Price of $XRP?

Now that you’ve seen what our ripple price prediction guide looks like, here are the main factors that could affect the price of XRP in the short and long term:

Ongoing Litigation

As discussed earlier, the ongoing legal battle between the SEC and Ripple Labs is one of the main drivers of XRP’s price. On August 7, 2024, the court ordered Ripple Labs to pay a civil penalty of $125 million, which is less than the $2 billion fine demanded by the SEC. The crypto industry and Ripple Labs consider this a victory. After this decision was announced, the price of XRP jumped by 26%.

However, the SEC will file an appeal against this decision, which will prolong the trial process.

Crypto Market Sentiment

Like most altcoins, XRP is affected by the broader market sentiment. Due to its size, it isn’t affected as much as smaller coins, yet it tends to follow the overall trend. If the crypto market enters the bullish sentiment, the price of all coins will go up. Many crypto analysts believe that the next bull run could start soon, while its peak could be at the end of 2025.

Adoption and Institutional Investment

Thanks to strong institutional support, stablecoins managed to reach a $168 billion market cap. Although USDT and USDC are still dominant in the stablecoin market, ripple’s stablecoin, RLUSD, could trigger the next XRP surge. This token is currently being tested on the Ethereum and XRP mainnets. Once it gets listed on exchanges, it could increase demand for XRP.

If institutions start accepting RLUSD as a payment option, XRP will extend its use cases. At the time of writing, XRP is the fourth most-held digital coin among institutional investors.

Strategic Partnerships

Ripple is partnered with many notable companies, such as MoneyGram, Western Union, Barclays, and JP Morgan. Its developers recently announced that they’ll enter a partnership with SBI Holding to expand their presence in Asia. Ripple also collaborates with Archax to bring tokenized real-world assets onto the XRP Ledger. More strategic partnerships equal higher adoption.

Diminishing XRP Supply

Finally, XRP has an inherent ‘burn’ implemented into its structure, meaning that 0.00001 XRP is destroyed after each transaction. Since there are 100 billion XRP tokens, this burn is negligible and unlikely to affect the price significantly. However, Ripple CEO Brad Garlinghouse has stated that he isn’t against burning the coins held in escrow, which would dramatically impact the total supply and the coin’s price.

Why Invest in Ripple

Since 2018, XRP has failed to exceed its ATH of $3.84, which is why many crypto investors began to doubt its long-term potential. The lawsuit with the SEC made things even worse, although Ripple Labs could take the win in this case. However, this didn’t prevent traders from investing in XRP mainly because of its unique consensus algorithm, which enables fast and low-cost transactions.

Moreover, ripple acts as a bridge currency, which means that it makes cross-border payments possible. This is why XRP is used by many financial institutions. Once the lawsuit with the SEC ends, the value of XRP will most likely start increasing. This growth will also be boosted by the release of its stablecoin.

XRP’s current price is $0.5746, and it’s unlikely that this coin will experience significant price surges in 2024. However, its value could exceed the $1 mark by 2026.

Where to Buy Ripple

Here’s how to buy XRP in a few steps:

Conclusion

We based our ripple price prediction on the current market trends and its past performance. We also took into account the lawsuit between Ripple Labs and SEC since its outcome will greatly affect the price of XRP. In the best-case scenario, XRP could trade between $0.5378 and $0.926 during 2025. Moreover, its price could exceed the $1 mark in 2026. The success of its upcoming stablecoin, RLUSD, will also have a major influence on its price.

FAQs