Best XRP Wallets of 2025 – Secure Your Ripple Today

Ripple is a cryptocurrency known for its fast transactions and low fees, which is why it’s very popular among investors. Ripple has its own currency called XRP. Although there is no official wallet for XRP, there are many crypto wallets where you can store it. 

On that note, we created an in-depth guide through which you’ll learn how XRP wallets work and how to get one. We’ve also added a list of some of the best XRP wallets to help you choose the one that suits you most.

The Best XRP Wallets Reviewed

Here’s a short overview of the best XRP wallets:

1. Best Wallet – Best Overall

Best Wallet is a non-custodial wallet that supports multiple blockchains, from ethereum to polygon mainnet. This crypto wallet app is currently only available to mobile users. However, its browser extension should be released soon, which will make it available to desktop users as well.

What makes Best Wallet the best XRP wallet are its features, which include token-swapping tools and early access to new token launches. Moreover, the app utilizes advanced security measures, from biometrics to multi-factor authentication, which makes this wallet extremely safe. Best Wallet also allows users to trade, buy, and sell NFTs.

Another thing that makes this wallet stand out is Best Dex. Best Dex is a decentralized exchange through which users will be able to swap 500+ tokens and earn points for top token airdrops.

And finally, its upcoming $BEST token airdrop will reward all holders with exclusive bonuses, such as no gas fees.

2. Binance – Best for Investors

Binance offers the best XRP wallet for investors who are into trading and staking. Namely, besides getting to buy XRP for a 0.1% fee, investors can also create an XRP savings account to earn an APY of 2.3%.

Furthermore, this self-custody wallet utilizes strict security tools, such as advanced multi-party computation technology and built-in risk controls. The Binance wallet is available as a desktop and mobile app. It’s also connected to the Binance app, allowing users to switch between CeFi and DeFi.

When it comes to XRP staking, the minimum and the maximum DeFi staking limit per user amounts to 0.10 XRP and 50.00 XRP, respectively. Moreover, users can earn up to 1.39% APR. 

Other trading options include buying and selling XRP on the Spot market and through P2P platforms. 

In addition to that, users will get to use automation tools, i.e., trading bots to execute efficient strategies.

Cryptoassets are a highly volatile unregulated investment product. No UK or EU investor protection.

3. Trezor – Best Hardware Wallet for Beginners

Trezor is a non-custodial hardware wallet, which makes it very secure since it’s not connected to the internet, and the private keys are owned by its users, not the crypto exchange. Trezor currently offers three types of wallets – Trezor Model T, Trezor Safe 3, and Trezor Model One.

That said, only Trezor Model T and Trezor Safe 3 support XRP, in addition to more than 8000 crypto coins and tokens. Users can also connect these wallets to the Trezor Suite app to send, receive, buy, sell, and exchange XRP and track their portfolio. Other features include an early access program, coin control, and discrete mode.

Users will also be able to manage multiple wallets via the Trezor mobile app, as well as set a custom transactional fee. What’s more, all Trezor wallets are certified by CE and RoHS.

Cryptoassets are a highly volatile unregulated investment product. No UK or EU investor protection.

4. Coinomi – Best Features

Coinomi is a multi-chain non-custodial wallet that supports more than 125 blockchains. It also allows storing, trading, and exchanging Ripple via a browser extension or a mobile app. That said, the main features that make Coinomi stand out are cold staking, built-in exchange, and SegWit support.

For example, users can trade XRP using the built-in exchange since Coinomi’s platform is integrated with various DEXes. They can also use a credit card to buy XRP since the platform is partnered with Simplex. At the same time, Segwit provides faster confirmations and lower fees.

On top of that, the Coinomi wallet is free to use and it doesn’t impose transaction fees for receiving or sending XRP. Its only downside is the lack of cold storage.

5. XRP Paper Wallet – Best Free Paper Wallet

XRP Paper Wallet can be described as an alternative to cold storage wallets, with the exception that this platform implements a hot, warm, and cold model. Users can also generate an unlimited number of XRP wallets using a Ripple wallet generator.

With that in mind, after tapping the “Generate” button, users will be presented with a printable paper that will have QR codes with public and private key addresses.  

Keep in mind that the XRP Paper Wallet is only suitable for investors who want to store their XRPs, while active traders should look for another type of wallet. Furthermore, this wallet can only be used for holding and sending Ripple, not for swapping and staking.

6. Ledger Nano – Best Cold Wallet for XRP

Ledger Nano is the best non-custodial hardware wallet that comes in three different types – Ledger Nano S Plus, Ledger Nano X, and Ledger Stax. While the first wallet is only available for desktops, the other two types are also available as mobile apps.

Users can use a Ledger Live app to buy, trade, and swap XRPs. Staking is currently unavailable. In addition to that, the application allows buying XRPs via multiple payment options, such as credit and debit cards, bank transfers, Paypal, Ramp, and MoonPay.

The main features of this wallet are Bluetooth connectivity, large storage capacity (up to 100 apps), and enhanced security. Moreover, its users won’t have to use fiat to swap XRP, instead, they can use other cryptocurrencies.

The Top XRP Wallets Compared

Figuring out how each platform compares to one another can be difficult. So to make things easier, we’ve created a list of XRP wallets, including their fee structure and best features.

What is an XRP Wallet?

An XRP wallet is a software or hardware that allows storing XRP on the Ripple network.  Most of the best crypto wallets will allow investors to store assets from different networks in a single place (e.g., ETH & XRP together).

However, some wallets are designed specifically for one network and will not work with assets from another. Therefore, you should always check if the wallet supports the assets you want to store.

Why You Need an XRP Wallet

For any investor wanting to buy XRP, an XRP app or wallet is a requirement. Without one, you cannot own XRP or transact on the network. The best XRP wallet should keep your assets secure, be convenient to use, and meet an investor’s personal requirements. 

How do XRP Wallets Work?

An XRP wallet stores assets and allows users to send or receive Ripple. Every wallet comes with an address. This address is used for sending and receiving XRPs.

Furthermore, each wallet comes with a public and private key. The public key is used to create addresses. On the other hand, the private key (usually a 12 or 24-word sequence) can be used to access a wallet from any device. They can also be used for wallet recovery, which is why private keys must not be shared.

There are two main types of XPR wallets:

• Custodial Wallets – the provider controls the private key
• Non-Custodial Wallets – the user controls the private key

Types of XRP Wallets

XRP wallets can also be software wallets, hardware wallets, and paper wallets. Here’s how they differ.

Software Wallets

‘Software wallet’ is a term that describes any XRP wallet that can be downloaded from the internet. Software wallets can also be custodial and non-custodial. For this reason, we suggest you use our comparison table to see which wallet suits you best.

Hardware Wallets

Hardware wallets, also known as cold storage wallets, require a physical device for access and must be plugged into a computer. They are considered the safest option for storing XRPs.

Their only downside is the lack of convenience. Moreover, exchanges built into hardware wallets charge higher fees. This is why the best cold storage wallets are suitable for long-term storage.

Paper Wallets

A paper XRP wallet is a piece of paper with private and public keys printed on it. This wallet offers a safe way to store your assets. However, the level of security will also depend on how you store the paper.

How to Choose the Best XRP Wallet for You

Here are the main factors you should consider before making the final choice:

Wallet Type and Security

A good wallet must be secure enough for long-term holds. Generally, cold (hardware) wallets offer the best security since they come in the form of a physical device.

When it comes to hot wallets, you should opt for non-custodial wallets. These types of wallets will allow the investor to control and store their private key. However, they also come with one flaw. Namely, if the wallet owner loses the key, they could lose access to all the assets inside the wallet.

On the other hand, custodial wallets are suitable for short-term storage or frequent buying and selling. While they are generally safe to use, make sure they utilize 2-factor authentication.

Supported Coins

If you want to have a well-diversified portfolio, find a wallet that besides XRP supports multiple cryptocurrencies. We suggest you opt for platforms that support at least 40 crypto coins and tokens.

Fees

The next factor when choosing the best XRP wallet is related to fees. Give preference to platforms that offer low transactional fees, especially if you frequently trade XRPs. 

Besides trading fees, you should also check the rate for each deposit method. That said, debit/credit cards have the highest fees, while wire transfers have the lowest. However, each exchange will impose its own fees, so make sure to check them before depositing.

Mobile Experience

Today, almost all trades take place via mobile applications, so give preference to wallets that are available for both desktop and mobile. This will enable you to manage your assets on the go.

Ease of Use

Choose an XRP wallet that has a user-friendly interface and that’s easy to navigate. Also, make sure that it doesn’t have any important sections hidden in the submenus.

Best XRP Wallet for NFT Trading

Since NFTs are growing in popularity, XRP investors should look for a wallet that offers NFT trading. On that note, we recommend using Best Wallet since it allows trading, buying, and selling NFTs.

How to Get an XRP Wallet

Here’s a step-by-step guide on how to get an XRP wallet using Best Wallet as a reference:

Step 1: Download Best Wallet App

Head to the App Store (iOS) or the Play Store (Android) and download the Best Wallet mobile app. A desktop browser extension is also in development and will be available soon.

Step 2: Create Account

Best Wallet is a decentralized, non-custody software wallet so there are no KYC checks. You must only enter your email address and a four-digit passcode. You can also set up two-factor authentication and/or fingerprint ID, although you can skip this step.

Step 3: Purchase, Store, Manage Crypto

After you complete the registration process, you’ll be redirected to the main dashboard. From there, you’ll be able to purchase and store XRPs.

Conclusion

As you can see, there are many wallets that allow storing and trading XRPs. However, according to us, one of the best XRP wallets on the market is Best Wallet. Why? First of all, this is a self-custody wallet that offers advanced features, such as early access to new crypto projects, reduced trading and gas fees, and unique insight into trending tokens. 

Secondly, its native token, $BEST, will reward all active users with exclusive bonuses. And finally, this wallet uses its own decentralized exchange, which further facilitates XPR trading.

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